Terms and Conditions

We provide financial data, analytics, and commentary regarding publicly traded companies for informational and research purposes only. Our Services do not constitute:

• Investment advice or recommendations
• Portfolio management services
• Financial planning or advisory services
• An offer to buy or sell securities
• Personalized financial guidance

No advisory, fiduciary, or professional relationship is created between you and Aldaran Analytics through your use of our Services. You are solely responsible for evaluating the information provided and making your own investment decisions.

We have no financial interest in, and receive no compensation from, the companies we analyze or discuss. Our commentary, including critical assessments of financial reporting practices, accounting methods, or non-GAAP measures, represents analytical observations and professional opinion, not recommendations to take any specific action.

You must be at least 18 years old and have the legal capacity to enter into these Terms. By using our Services, you represent that you meet these requirements.

If you create an account, you are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access

You agree not to:

• Redistribute, resell, or commercially exploit our data without written permission
• Use automated systems (bots, scrapers) to access our Services without authorization
• Reverse engineer, decompile, or attempt to extract source code
• Transmit viruses, malware, or harmful code
• Violate any applicable laws or regulations
• Impersonate any person or entity
• Interfere with or disrupt our Services

All content, data, analysis, software, trademarks, and other materials on our Services are owned by or licensed to Aldaran Analytics and protected by Swiss and international intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal or internal business purposes only, subject to these Terms.

You may not copy, modify, distribute, sell, or create derivative works from our content without express written permission, except as necessary for your permitted personal or internal business use.

While we strive to provide accurate and up-to-date information:

• We make no guarantee regarding the accuracy, completeness, or timeliness of any data
• Financial data may contain errors, omissions, or delays
• We are not responsible for errors in source data from third parties
• You should independently verify all information before making decisions

You acknowledge that:

• All investments involve risk, including possible loss of principal
• Past performance does not guarantee future results
• You are solely responsible for evaluating risks and making investment decisions
• You should consult qualified financial advisors

• Fees are charged in CHF, EUR, or USD as applicable
• Payment is due according to the selected billing cycle
• All fees are non-refundable unless otherwise stated
• We reserve the right to change pricing with reasonable notice

You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period.

We may suspend or terminate your access for non-payment or breach of these Terms.

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without notice.

We may update these Terms periodically. Material changes will be notified via:

• Email to registered users
• Prominent notice on our website
• 30 days before effectiveness

Continued use after changes constitutes acceptance of modified Terms.

You may stop using our Services and close your account at any time.

We may suspend or terminate your access immediately, without notice, if:

• You breach these Terms
• We suspect fraudulent or illegal activity
• Required by law or legal process
• We discontinue Services

Upon termination:

• Your right to access Services ceases immediately
• Sections surviving termination include: limitations of liability, indemnification, intellectual property, and dispute resolution

These Terms are governed by the substantive laws of Switzerland, excluding conflict of law principles and the UN Convention on Contracts for the International Sale of Goods (CISG).

The exclusive place of jurisdiction for all disputes arising from or in connection with these Terms shall be the competent courts in Zurich, Switzerland.

Before initiating formal proceedings, we encourage you to contact us at [email protected] to seek informal resolution.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Aldaran Analytics regarding the Services.

If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full effect.

Our failure to enforce any provision does not constitute a waiver of that provision.

You may not assign or transfer these Terms without our written consent. We may assign our rights and obligations without restriction.

These Terms are drafted in English. In case of translations, the English version prevails.

We are not liable for failure to perform obligations due to circumstances beyond our reasonable control.